Dara simmons, a 40-year-old financial analyst and divorced mother of

Dara Simmons, a 40-year-old financial analyst and divorced mother of two teenage children, considers herself a savvy investor.  She has increased her investment portfolio considerably over the past five years.  Although she has been fairly conservative with her investments, she now feels more confident in her investment knowledge and would like to branch out into some new areas that could bring higher eturns, She has between $20.000.00 and $25,000.00 to invest.